Videos
Video Strategy Deck: Unit Economics and Payback Discipline
A board-ready strategic video on CAC quality, retention structure, and capital-efficient growth.
Fintech Insights
Fintech Insights
Merchant Acquiring Uptime and Revenue Leakage Review
Operational baseline Gateway uptime averaged 99.42% this month, but outage clustering during peak settlement windows drove disproportionate merchant churn. Leakage points * Timeout retries generated duplicate customer authorizations in 0.7% of card attempts. * Settlement reconciliation lag above T+1 increased support tickets by 23%. * Webhook delivery misses caused delayed
Fintech Insights
Cross-Border Remittance Cost Benchmark for West Africa
Benchmark snapshot Average send cost across tracked corridors is 4.7%, with payouts to bank accounts consistently cheaper than cash pickups. Competitive findings * Top-quartile providers win on transparent FX disclosure more than raw fee reduction. * Delivery speed under 15 minutes drives repeat behavior in diaspora-heavy corridors. * Weekend payout reliability is
Fintech Insights
SME Lending Risk Pulse: Default Early-Warning Indicators
Key indicators Portfolio-at-risk over 30 days remains stable at 4.1%, but repayment velocity has slowed in sectors exposed to import volatility. Early warning features 1. Declining average weekly inflows over 3 consecutive weeks. 2. Payment behavior changes after inventory restock windows. 3. Rising failed auto-debit attempts in the first
Fintech Insights
Q1 2026 Mobile Money Retention Signals in Ghana
Executive summary Monthly active users expanded by 6.4% quarter-over-quarter, but 30-day retention only improved by 0.8 points. Growth is still acquisition-led. What changed * Cash-in frequency rose in peri-urban clusters where agent density improved. * P2P transfer value increased faster than bill payments, suggesting wallet utility remains peer-centered. * Users onboarded